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Abertina Maria
Sra. Albertina is 36 years old, married, and has a daughter who is of school age. She studied at a teacher’s college in Chinandega and graduated to become an elementary school teacher. Albertina currently teaches at the Julia Martinez Toruño School where she has been employed for the past 12 years. In the photo, she is seen in the classroom where she teaches her students.

Albertina also owns a mill at her home which she uses to provide services, such as grinding corn or meat. She established this small business two years ago and her husband manages it. Albertina is a person who has the drive to succeed and be responsible. This loan will be use to buy medicine to treat her health problems.
View original language description ↓
La señora Albertina tiene la edad de 36 años, es casada y tiene una hija en edad escolar, ella estudio en el colegio la normal chinandega que es en donde se graduo de maestra de educacion primaria, actualmente labora en el centro escolar publico Julia Martinez Toruño en donde se desempeña como maestra de primaria desde hace 12 años. En la foto podemos observar que ella se encuentra en su lugar de trabajao en donde impartia la clase a sus alumnos.
Ademas en su casa de habitacion tiene un molino en donde brinda servicio para moler maiz y carne de res, el cual lo tiene establecido desde hace 2 años y de este pequeño negocio se encarga su esposo.
Es una persona con deseos de superacion y muy responsable, este crédito lo necesita para compra de medicamentos ya que tiene problemas de salud.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Abertina Maria to pay for medical expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 17, 2012
Currency Exchange Loss:
Aug 17, 2013