Julius is a fifty-three-year-old married man with ten children living in Kasese, Uganda. He has been dealing in a clothing business for ten years. He started with 500,000 shillings and now has 4,000,000 shillings as working capital. His hardships are the seasonal nature of the business and inadequate capital to purchase stock. His personal goals are educating his children and building a permanent home, while his business goals are buying land to grow crops and moving his business to a more permanent location. Julius wants money to buy clothes for resale.