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Richard is a 24-year-old married man with one child, living in Kagadi, Uganda.
He is a teacher by profession and he has been in practice for a period of two years.
He would like to educate his children up to the university level and also upgrade in his studies as he wishes to become a head teacher some day.
He also deals in produce buying so as to supplement his salary. Richard wants a loan to buy coffee, beans and maize to sell.