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Gayane, who lives with her husband and two children, a 15-year old son and an 8-year-old daughter, runs a hairdressing salon, a business she started in 2010. Gayane would like to improve conditions in the salon and so is requesting a loan to purchase furniture and hairdressing equipment and pay for renovations. This will help Gayane provide higher-quality services to her clients and stay competitive in the market.

Development of business is vital for Gayane to gather more income and save for her children's education.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gayane to pay for furniture, hairdressing equipment and renovations of hairdressing salon.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 9, 2012
Currency Exchange Loss:
Apr 18, 2015