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Kristine
Kristine lives in Jermuk town with her husband, her mother and her 8-year-old daughter.

Kristine is a teacher at the local school, but her salary is not enough to cover the family's costs. About four years ago Kristine and her husband decided to start raising cattle, which would ensure an increased income for the family.

Now Kristine would like to increase the number of cattle; she plans to purchase two cows and a calf. This will bring additional income for agriculture, which is important for Kristine to improve her household conditions and provide a better quality of life for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 99
    View loans »
    Armenia Loans Fundraising
  • $13,505,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Kristine to pay for two cows and a calf.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2012
Listed
Aug 9, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014