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Margarita
Margarita is 36 years old and is married to José. They have two children together, Claudio and Mayela. They live in the home she bought eight years ago.

The shop where she used to offer telephone services closed recently, due to a lack of capital. In time she managed to save up a considerable amount of money, thanks to her husband, who works for an auto company as a mechanic. They used it to purchase two cars, which they rent out as public transporation (taxi). She gets paid 30 nuevos soles per day for this service.

This business helps her a lot with home expenses, mainly because it doesn't require much maintenance, since her husband takes care of oil changes and constantly checks the car. "Good maintenance allows them to be used as public transportation without any problems," she says. Now she hopes to save up enough money to reopen her first business, and she is sure she will be very successful.

She belongs to the communal bank IDME, and this is her 26th loan with MFP. Over all these years, she was able to improve her business, by being smart about the money and making the most of it. On the other hand, she once again promises to make her installment payments. She also enjoys being a part of her group.

Margarita will invest the money she has requested in the purchase of motor oil for the maintenance of her cars.
View original language description ↓
Margarita tiene 36 años, está casada con José, con quien tiene dos hijos: Claudio y Mayela. Viven en la casa que compró hace 8 años.
Hace poco cerró el locutorio donde brindaba el servicio de llamadas telefónicas, por motivo de falta de capital. Con el tiempo logró ahorrar una suma considerable de dinero, gracias a su esposo que trabaja en una empresa de autos como mecánico; con ello compraron dos autos que alquilan para el trasporte público (taxi). Diario le pagan 30 nuevos soles por el servicio. Este negocio le ayuda mucho en los gastos de su hogar, sobre todo porque no necesita mucho mantenimiento, pues su esposo se encarga de eso, cambiando el aceite y revisando constantemente el auto. “Gracias a su buen mantenimiento pueden trabajar sin problemas en el trasporte público”, comenta. Ahora espera juntar el dinero necesario para volver a abrir su primer negocio, donde está segura, tendrá mucho éxito.

Ella pertenece al banco comunal “IDME” y este su crédito número 26 con MFP. En todos estos años pudo mejorar su negocio, pues aprovechó el dinero con mucha inteligencia. Por otro lado, promete, una vez más, cumplir con el pago de sus cuotas. Y además le agrada ser parte de su grupo.
Margarita invertirá el dinero solicitado en la compra de baldes de aceite para el mantenimiento de los autos.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Margarita to purchase motor oil for the maintenance of her cars.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012