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Ruel is 37 years old and married. He lives with his wife and his two grown children in the village of Burgos, Province of Isabela.

He is engaged in agriculture, growing corn and rice. He has worked in agriculture, growing rice, for the last ten years. He purchases his supplies in the town of Ilagan, and sells his products in the market there.

The requested loan of PHP 28,000 is for the purchase of seeds and fertilizers for growing corn and rice. The loan will help him to increase his income for use by his family and for investment.

His dream is to buy a plot of land that he can continue to plant on. In his free time, he really enjoys playing sports.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 718
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ruel to buy fertilizer and seeds for his farming business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2012
Aug 8, 2012
Currency Exchange Loss:
Jan 19, 2013