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Bella Alegría
The communal bank La Sirena meets every 15 days in the neighborhood of La Sirena in the city of Manta. It is a city known for its beautiful beaches which are visited throughout the year, and for being a city of singular beauty with many tourist attractions.

Here we meet Bella, 55, who is married and has two adult, independent children. Her husband works for a company in the city.

She is a homemaker who, in order to earn her own living to help her husband with household expenses, sells clothes by catalogue and Yanbal products (beauty products, cosmetics, perfume and women's accessories). She works three days a week, two to three hours a day, and delivers her products on credit, collecting payment every eight days. She and her husband also bought a taxi with their savings and it gives them a good income. They pay someone to drive it and have been in business for eight years, and it is going very well.

This loan is to buy clothing, perfumes, creams, cosmetics and spare parts for her taxi. This is her fourth loan cycle with the communal bank and she likes it because of the easy payment terms.

Her goal is to buy another taxi.
View original language description ↓
El Banco Comunal La Sirena se reúne cada 15 días en el barrio La Sirena en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Bella, tiene 55 años de edad, está casada y de esta relación tienen dos hijos mayores de edad e independientes. Su esposo trabaja en una empresa de la ciudad.

Ella es una ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo y productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas diarias, deja sus productos a crédito y cobra cada ocho días. Ella junto al esposo con sus ahorros también compraron un taxi del cual le quedan buenos ingresos, ellos le pagan a una persona para que lo conduzca. Llevan más de 8 años dedicados a esta actividad y les va muy bien.

Este crédito es para comprar ropa, perfumes, cremas, cosméticos y repuesto para el taxi. Este es el cuarto ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es comprar otro taxi.



About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,856,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bella Alegría to buy clothing, perfumes, creams, cosmetics and spare parts for her taxi.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012