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Vicenta Teodora
The communal bank La Sirena meets every 15 days in the neighborhood of La Sirena in the city of Manta. It is a city known for its beautiful beaches which are visited throughout the year, and for being a city of singular beauty with many tourist attractions. Here lives Vicenta, 56, who is married and has three adult, independent children. Her husband is retired.

She and her husband have a house with apartments that they rent. She also earns an income with her small business of selling clothes, sheets, Avon, Esika and Yanbal products (beauty products, cosmetics, perfumes and women's accessories). Every day she goes out into the city to work, and she also sells from home where she has display cases and receives her best-known customers. She delivers her products on credit and collects payment every eight days. For over eight years she has been in business and it is going well.

This loan is to buy perfumes, creams, cosmetics and underwear. She has been in the communal bank for three loan cycles and is its acting president. She likes receiving help through the loans.

Her goal is to stay healthy.
View original language description ↓
El Banco Comunal La Sirena se reúne cada 15 días en el barrio La Sirena en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Vicenta, tiene 56 años de edad, está casada y de esta relación tienen tres hijos mayores de edad e independientes. Su esposo es jubilado.

Ella junto al esposo tienen una casa con departamentos los cuales salen alquilan, pero ella también para ganar algo por su cuenta tiene un pequeño negocio, vende ropa, sabanas, productos de Avon, Esika y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días, realiza recorridos por la ciudad y también vende en su casa donde tiene unas vitrinas y hasta donde llegan sus clientes más conocidos, deja sus productos a crédito y cobra cada ocho días. Tiene más de 8 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa interior. Esta desde el tercer ciclo que se formo este Banco Comunal, es la presidenta y le gusta por la ayuda que le brindan los créditos.

Su sueño es tener buena salud.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vicenta Teodora to buy perfumes, creams, cosmetics and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012