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Erika Patricia
The communal bank Mujeres Triunfadoras meets every 15 days in the neighborhood of La Pradera in the city of Manta. The city is known for its beautiful beaches that are visited all year round and for being a city of unsurpassed beauty with many touristic attractions.

Here lives Erika, she is 24 years old and has a relationship of cohabitation, with a son who is one year and a half old. Her husband is a merchant. She is a housewife and in order to obtain her own resources to be able to help her husband with the household expenses she sells clothes of all kinds and products of Lebel (beauty products, cosmetics, perfume and accessories for women). She works three days a week for two to three hours daily.

She has to take her young son when she goes selling because she doesn't have any place where to leave him. It's a little uncomfortable but she still does it because what her husband earns is not enough to cover the household expenses. She leaves her products on credit and charges every eight days. She has been doing it for over three years and is doing very well, what she sells more are cosmetics, because they are very good.

The loan is to buy clothes, perfumes, creams, and cosmetics. She has been in the Communal Bank for a year and she likes it because payments are easy to make. Her dreams are to go on in her business while improving her life.
View original language description ↓
El Banco Comunal Mujeres Triunfadoras se reúne cada 15 días en el barrio La Pradera en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar vive la señora Erika, tiene 24 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de año y medio de edad. El marido es comerciante.

Ella es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo y productos de Lebel (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas diarias. Ella tiene que llevarle a su pequeño hijo cuando realiza sus ventas ya que no tiene donde dejarle lo cual es un poco incomodo pero aun así lo hace ya que a su esposo no le alcanza cubrir todos los gastos del hogar. Deja sus productos a crédito y cobra cada ocho días. Tiene más de tres años que se dedica a esta actividad y le va muy bien, lo que más vende son los cosméticos ya que son muy buenos.

Este crédito es para comprar ropa, perfumes, cremas y cosméticos. Lleva un año en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son seguir adelante en su negocio y mejorando su vida.


About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Erika Patricia to buy clothes, perfumes, creams and cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 12, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013