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Update on Eveling

Eveling is still selling fritangas from her houser in the afternoons. She has worked since her youth to support her family. She is a single mother of four children. They work and help her financially with expenses. Her house is of simple construction and she wants to improve it for security, stability and sanitation.

With this new loan, she will buy eighteen zinc sheets, twelve metal bars, and screws. She will also raise the roof and put in the stone foundation. She has blocks and sand to start building her little concrete house. She is doing the home improvement with a loan from Afodenic, since it is possible short term.
View original language description ↓
Doña Eveling, sigue con sus ventas de fritangas, en su casa de habitación todas las tardes, desde su juventud ha trabajado, para el apoyo de su familia, siendo madre soltera, sus cuatros hijos trabajan y aportan económicamente para los gastos. Su casa de habitación es de condición sencilla y que quiere mejorar para una mejor seguridad, estabilidad e higiene en su vivienda.
Con este nuevo préstamo comprara dieciocho láminas de zinc, doce perlines, golosos, y levantar su techo y arranque de piedra, ya que tiene bloques, arena, para comenzar ah construir su pequeña casa de concreto. Esta mejora la está haciendo, con financiamiento en Afodenic, siendo posible a corto plazo.

Previous Loan Details

Eveling plans to improve the infrastructure, since she needs improvements in her roof and other parts of the house that are in bad condition. With the previous loan cycle she managed to set up in her home a place to sell, in which she is offering her customers new products like lunch, soft drink... More from Eveling's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Eveling to buy zinc sheeting and metal bars to make her roof as de zinc y perlines para hacer su techo y aranque de piedra de su casa.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 12, 2012
Currency Exchange Loss:
May 17, 2013