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Bibosi Group
In this Group: Mirtha, Dora, Zandra, Mariana , Telma, Guztavo, Bella, Delicia
The communal bank Bibosi is made up of 8 members, 7 women and 1 man. The president of the bank is Dora, who is 26 years old and has two children, ages 1 and 9 years old.

Dora works selling clothing. She has a stand in one of the busiest markets in the city of Santa Cruz. This loan is her 4th sequence with the institution.

Dora is going to use this loan to buy winter clothing such as pullovers and jackets thus providing a variety of products to her customers and increasing her earnings. Her reason for asking for this loan is to continue improving her business. Dora is going to use the profits to continue buying a variety of seasonal clothing. Dora is a hard working person who feels happy for the opportunity as this is the only activity that permits her to support herself and her family.
View original language description ↓
El Banco de emprendimiento BIBOSI Está compuesto por ocho integrantes siete mujeres y un varón, la presidenta del banco es la Sra. Dora tiene 26 años, tiene dos hijo de la edades de 1 y 9 años. La Sra. Dora se dedica a la actividad de venta de ropa, ella tiene su puesto de venta en uno de los mercados más concurridos de la ciudad de Santa Cruz, este préstamo es su cuarta secuencia dentro de la institución, la Sra. Dora va a utilizar este préstamo para la compra de ropa de temporada de invierno como chompas y chamarras y así de esta manera brindar variedad de sus productos a sus clientes e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Dora va a utilizar los beneficios para seguir comprando variedad de ropa según la temporada, la Sra. Dora es una persona muy trabajadora se siente feliz por la oportunidad brindada ya que esta es la única actividad que le permite mantenerse y mantener a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $32,200,025
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bibosi Group's $3,550 loan helped a member to buy winter clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Aug 12, 2012
Currency Exchange Loss:
Apr 17, 2013