Samuel is a 36-year-old businessman. He is married with three children, and lives in Bundibugyo, Uganda. He deals in mobile money services and the business is very lucrative. He has a challenge: A poor network that leads to few or no transactions. His dream is to use services of all five telecom companies so as to spread the risks. His personal goal is to be the biggest supplier of mobile money service in the area and to educate his children. Samuel needs the loan to buy mobile money cards for his business.