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Gavhar is married and has two children who are 9 and 12 years old. She always wanted to provide them with a good education as she is divorced and her husband doesn’t help her. She decided to start a new business making different kinds of salads in order to generate an income with which she can contribute to her home’s finances. If you will help her with money, she would buy products for preparing salads.

She studied a course of "To Get Success" from a women's organization and got enough skills about business. Her children will help her with the business. She will be a very successful businesswoman as she is hardworking and smart.

She is asking for a loan of 500 Tajikistan somoni (TJS) for organizing the new business. She will get through, using a loan, and her business will go on to be a source of income, so that her family can have a good quality of life and better financial opportunities to progress. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Gavhar to buy products for making salad.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 7, 2012
Currency Exchange Loss:
Jul 17, 2013