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02.05.02 Đông Hải Group
In this Group: Sâm, Tâm, Kỳ, Lý, Tươi, Thỏa
Mrs. Sâm has a business catching fish. Sâm has been involved in this business for more than 10 years. She is requesting a loan to purchase fishing-net to catch fish.

Sâm is 57 years old and she is married with two children. She lives and works in Thanh Hoa city, an urban area in Thanh Hoa province, with one dependent. Another child is grown up. Sâm is the group leader of the 02.05.02 Đông Hải solidarity group, which consists of six members.

One of the most critical business difficulties that concerns her is the lack of capital.In 2006, Sâm joined Thanh Hoa Fund for Poor Women to improve her business. Sâm has successfully repaid two loans from Thanh Hoa Fund for Poor Women.

With her business profit, Sâm hopes for her children to find good jobs, for her family to be healthy and happy, and for her business to do well.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 29
    View loans »
    Vietnam Loans Fundraising
  • $12,528,800
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 02.05.02 Đông Hải Group's $2,150 loan helped a member to purchase fishing-net to catch fish.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 29, 2012
Currency Exchange Loss:
Aug 17, 2013