Update on GulnoraGulnora is 37 years old, and she is a hardworking woman with a great desire to progress in life. Her lifetime partner is a master of building houses, and they have 4 children. They live in the house her husband has succeeded in building thanks to his great dedication.
She is one of the successful business women of her town. For more than 12 years she has been busy selling toys in the local market. She knows all aspects of her business very well. Her experience and skill help her to develop her business and thus improve her living conditions. Nobody helps her with her business. She wants to develop the business further, but her income is small and she needs your help and mercy.
This loan will help her to buy goods for the new season and have more success in the business. She will be happy if you help her with money. She is also grateful for the support she received from the members of Imon International, as she trusts them and feels at ease with them. She awaits your support.
Previous Loan DetailsGulnora is a married, loving mother of four children. Her husband works in construction. To help her husband support their family, she went into the retail business 12 years ago and has extensive experience. She sells toys at the local market. In the past Gulnora helped her mother when she was… More from Gulnora's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Aug 1, 2012
- Aug 7, 2012
- Currency Exchange Loss:
- Apr 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.