Friday is a thirty-three-year-old married man with four children living in Kasese, Uganda. He has been operating a retail shop for three years. He got capital from his previous employment as a shop attendant. His hardship is customers not paying on time. His personal goal is building a permanent house and his business goal is moving his business to more permanent location. Friday wants money to buy deep freezer so as to preserve perishable goods such as yoghurt, tomatoes and cow ghee.