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Hakika Group
In this Group: Sarafina, Asha, Leah, Ashura, Mwanaisha, Johari, Nyangweso, Zuwena, Rahma, Joyce, Samilu, Hamida
Sarafina, who is in her early 20s, is single with one son who goes to school. She has been selling rice, beans, salt, maize flour and sugar for two years now. She works from 7 a.m to 9 p.m and she is able to earn a good monthly profit.

This will be her 6th loan from Tujijenge Tanzania. She used the previous loans to buy more stock of rice, beans, and sugar, paying household expenses and she has successfully paid back the loan. She hopes for a loan so that she can buy a sack of rice, some kilos of beans and sugar. Her dream is to one day be able to sell rice, beans, sugar, and salt wholesale.

She will share this loan with her loan group, Hakika, with a total of 12 members.The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 17
    View loans »
    Tanzania Loans Fundraising
  • $14,347,475
    Funds lent in using Kiva
  • 1,577.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hakika Group's $3,175 loan helped a member to buy a sack of rice, sugar, and some kilos of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2012
Listed
Aug 9, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013