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Carlos Alberto
Carlos Alberto is 69 years old; he is someone who learned to get through it by sparing no effort and working very hard. He lives with his wife and son. He grows sugar cane, a product which is in high demand since it is used to make not only everyday sugar, but sugar cane juice, which is drunk by many people from all over the country. Carlos Alberto also makes bits and saddles for horses, a trade in which he is very experienced: he has several regular customers who have been buying his wares for over twenty years. He asks the field partner for a loan in order to buy fertiliser and pesticides to grow sugar cane and to be able to hire people in order to deliver his orders in time and satisfy his customers. Thus, he will be able to have recurring customers, which will help him tremendously to earn enough to support his family.
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Carlos Alberto de 69 años de edad, es una persona que ha aprendido a salir adelante esforzándose y trabajando arduamente, él vive junto a su esposa y un hijo. Carlos se dedica a la siembra de caña, un producto que cuenta con una amplia demanda ya que es utilizada para realizar la azúcar de consumo diario y así mismo para elaborar jugo de caña que es muy consumido por diferentes personas de distintas zonas del país. Así mismo se dedica a la elaboración de frenos y monturas para caballos en lo que posee mucha experiencia y varios clientes fijos que por más de 20 años han adquirido sus productos. Carlos solicita un préstamo a INTEGRAL, por medio del cual pueda comprar fertilizantes y pesticidas para el cultiva de caña y así mismo para contar con mano de obra que le ayude a sacar a tiempo todos los pedidos y de esta forma satisfacer a sus clientes, ya que de esta forma podrá contar con negocios fijos que sean de gran beneficios para el sostenimiento de su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 684
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Alberto to buy fertiliser.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 7, 2012
Aug 12, 2012
Currency Exchange Loss:
Apr 18, 2013