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Miguel Ángel
Miguel Ángel has been earning his living from agriculture for over 10 years. He learnt about this type of work from his family which has been working this way for generations and thanks to which he has been able to keep moving forward.

Miguel lives in a rural zone where agriculture is the principal economic activity. He lives with his wife and children. He sows beans and corn, two of the most commonly sold grains in this country as they form part of the average diet. 

This business allows him to support his family. For this reason he is asking INTEGRAL for a loan, with the hope of obtaining the money necessary to buy beans and corn in bulk. 

With this Miguel hopes to sow many more seeds and obtain a larger income than previously. He also hopes to buy manure and other basic supplies for the crops, which will help him to improve his harvest. 
View original language description ↓
Miguel Ángel se dedica al oficio de la agricultura desde hace 10 años, este es un trabajo que aprendió de su familia, ya que se han dedicado a esto durante generaciones y gracias al cual ha logrado salir adelante hasta ahora. Miguel reside en una zona rural donde la agricultura es la principal actividad económica y vive junto a su esposa e hijos. él siembra frijoles y maíz, dos de los granos más vendidos en este país por ser parte de la dieta principal. Este es el negocio que le permite sostener a su familia, razón por la que solicita un préstamo a INTEGRAL, con el deseo de contar con el dinero necesario para invertir en la compra de mayor cantidad de frijoles y maíz para sembrar, con esto Miguel espera sembrar muchas más semillas y poder percibir más ganancias que años anteriores, así también desea comprar abono y otros suministros básicos para el cultivo, lo que le permita mejorar su negocio.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Miguel Ángel to buy seeds for sowing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 6, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013