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Ynes
Ynes is 30 years old. She is in a common-law marriage and has three children in her care. She lives in her own house with her partner and their three children in the district of Tambogrande in the north of Peru. They live in the rural part of the district, but they have electrical service.

The business that she is developing is the sale of beer and snacks (tapas) in her own home, where she serves preferentially on Saturdays, Sundays, and Mondays. She already has regular customers in the zone and she has more than 3 years of experience in her business. Her partner is a farmer with his own farm where he plants corn and beans. In addition, he works as an agricultural laborer. Between the two of them, they seek to give good living conditions to their children, and this is why they work together. Ynes is an essential part of the family. She is seeking a loan precisely to strengthen her business. In particular, the destiny of the loan will be to purchase beer in quantity and thus obtain a better profit margin. This strategy will help her in her business.
View original language description ↓
Ynes tiene 30 años de edad, es conviviente y con 3 hijos a su cargo. Vive en casa propia con su conviviente y sus 3 hijos en el Dist de Tambogrande al norte del Peru. Ellos viven en la parte rural del distrito, pero cuenta con servicio de luz.
La actividad que desarrolla la ella es la venta de cerveza y piqueos (tapas) en su propio domicilio, en el cual atiende preferencialmente los días sábados, domingos y lunes. Cuenta con clienta ya establecida en la zona y tiene más de 3 años de experiencia en el negocio. Su conviviente es agricultor con chacra propia en donde siembra maíz y frijol. Adicionalmente trabaja como peón agrícola. Entre los dos buscan darle unas buenas condidiones de vida a sus hijos, y es por eso que trabajan juntos. Ynes es parte esensial de la familia. Precisamente ella busca un prestamo para consolidar su negocio. En particular, el destino del crédito será para la compra de cerveza por cantidad y así obtener mayor margen de ganancia. Esta estrategia le ayudara co su negocio.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ynes to purchase beer in quantity and thus obtain a better profit margin.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2012
Listed
Aug 11, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013