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Kankele Group
In this Group: Mariam , Awa , Djélika, Djélika , Sétou , Awa , Tene , Aïda
Kankele is a group of women from the Darsalam I district in Koutiala City. They live in large traditional families with their husbands, children, and other relatives. The women average 38 years of age, and they are married mothers of at least two children each. This group of women does commerce in a variety of goods, such as cosmetics, 'pagnes' (the colorful cloth of western Africa), condiments, etc.

To increase the size of their businesses, the group members decided to join the loan program of the microfinance institution Soro Yiriwaso. They are now on their ninth group loan after having correctly repaid the eight previous ones.

Awa, who is standing at the far right and wearing a blue scarf, is a member of the group Kankele and does commerce in clothing and cosmetics. She intends to use her loan to purchase packs of clothing to sell retail, for cash or on credit, at the house and at the market. Her customer base is diverse and varied. She is much in demand and highly appreciated among Ghanaians at the big market of Koutiala.

While the other group members each plan to make an average monthly profit 158,750 francs CFA over the course of the cycle, Awa plans on making 210,000 francs. In addition to repaying the loan, the women use part of the revenues to deal with personal expenses and to increase their business capital.
View original language description ↓
Kankele est un regroupement de femmes du quartier Darsalam I de la ville de Koutiala qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 38 ans, sont mariées et mère d’au moins 2 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels les produits cosmétiques, les pagnes, les condiments alimentaires, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur neuvième prêt de groupe, après avoir correctement remboursés les huit précédents.
Awa, debout à l’extrême bout avec une écharpe bleue est un membre du groupe Kankele qui fait le commerce d’habits et de cosmétiques.
Elle compte utiliser son prêt pour acheter, des colis d’habillements pour les revendre en détail, au comptant et à crédit, à la maison et au marché à une clientèle diverse et variée. Elle est très sollicitée appréciée à Koutiala et environs. Elle s’approvisionne au grand marché de Koutiala auprès des ghanéens.
Tandis que les autres membres du groupe comptent réaliser un bénéfice mensuel moyen de 158.750 FCFA chacune au cours de ce cycle, Awa compte réaliser 210.000FCFA.
En plus du remboursement du prêt, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter leurs fonds de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 533.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD