With the goal of using male workers to carry out the plowing and maintenance work, the women turned toward the microfinance institution Soro Yiriwaso and are now on their second farm loan cycle. The group members are going to grow peanuts, millet, okra, and black-eyed peas.
Ms. Oumou (the woman standing at the far left in the photo) intends to use her loan to purchase two sacks of fertilizer and to employ male workers for the plowing and weeding of the fields. Her supply of labor comes from the association of young people, and the farm inputs come from the big market of Ségou. With 2 hectares of land area, she hopes to produce 10 sacks of peanuts, 2 sacks of millet, 2 sacks of black-eyed peas, and some stems and stalks. In addition to the stalks of black-eyed peas, part of the produce will be sold to manage sundry day-to-day household expenses, while the rest would be consumed in the family.
Just like the other women of the group Benkadi 5 of Zankourabougou, Ms. Oumou has the goal of ensuring food self-sufficiency in their village.
Madame Oumou (femme debout à l’extrême gauche sur la photo) compte utiliser son prêt pour, acheter deux sacs d’engrais et utiliser la main d’œuvre masculine pour faire le labour et le désherbage de ses champs; Elle se ravitaille en en main d’œuvre avec l’association des jeunes et en intrants agricoles au grand marché de Ségou. Avec une superficie de 2 hectares, elle espère produire, 10 sacs d’arachide, 2 sacs de mil, 2 sacs de niébé et des fanes. En plus des fanes de niébé, une partie de la production sera vendue pour gérer les petites dépenses du foyer au quotidien tandis que le reste serait auto consommée en famille. Tout comme les autres femmes du groupe Benkadi 5 de Zankourabougou Madame Oumou a pour objectif d’assurer l’auto suffisance alimentaire dans leur village.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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