Benkadi 3 Group
With the goal of paying for agricultural inputs in cash and using male manual labour to maintain their farms, the group members turned to Soro Yiriwaso and are on their second farm loan cycle. The group members are going to grow peanuts, millet, okra, and cowpeas.
Ms. Kadia (sitting in the middle in the photo), intends to use her loan to pay for urea and a diverse selection of millet seeds, and to recruit paid temporary manual labour to maintain and weed her fields. She hires workers from the local youth association and women in town and buys fertilizer at the grand market in Ségou.
With 2 hectares' worth of farmland, she hopes to produce 10 sacks of millet and 5 sacks of cowpea and leaf stalks. In addition to the cowpea leaf stalks, a portion of the produce will be sold to provide for her children's needs and education, while the rest will be consumed by the family.
Similar to the other women of the Benkadi 3 group in Zankourabougou, Ms. Kadia's goal is to ensure her town's self-sufficiency in foodstuffs.
Madame Kadia (femme assise au milieu des clientes sur la photo) compte utiliser son prêt pour acheter, l’urée et une variété sélectionnée de mil; recruter temporairement la main d’œuvre payante pour l’aider à réaliser le labour et le désherbage de ses champs. Elle se ravitaille, en main d’œuvre avec l’association des jeunes et des femmes du village, en engrais au grand marché de Ségou. Avec une superficie de 2 hectares, elle espère produire 10 sacs de mil, 5 sacs de niébé et des fanes. En plus des fanes de niébé, une partie de la production serait vendue pour assurer l’entretien et la scolarisation des enfants tandis que le reste serait auto consommée en famille. Tout comme les autres femmes du groupe 3 de l’association Benkadi de Zankourabougou. Madame Kadia a pour objectif d’assurer l’auto suffisance alimentaire dans leur village.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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