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Djiguiya Group
In this Group: Mamine , Rokia , Chitan , Fatoumata , Aminata
Djiguiya is a group of women from the Moussabougou neighborhood in the town of Koutiala. They live in large traditional families with their husbands, children, and other relatives. They average 32 years old, are married, and are mothers to at least two children. This group of women sells a variety of items, including vegetables to make sauces, other vegetables, sugar, bouillie [a type of porridge], etc. To increase the size of their businesses, the members of the Djiguiya group decided to join the loan program of Soro Yiriwaso. This is their fourth group loan.

Mamine (the first woman on the right in the photo) is a member of the Djiguiya group, and she sells vegetables that are used to make sauces. She intends to use her part of the loan to buy these vegetables in bulk from the large market in Koutiala. She will sell all these vegetables for cash at home and at the market to different customers. She is highly in demand. While the other members of the Djiguiya group each expect to earn an average monthly profit of 123,750 francs CFA (XOF) during the span of the loan, Mamine expects to make 135,000 francs CFA (XOF).

In addition to paying back the loans, this group will use a part of their income to pay for personal expenses and to increase their businesses. They hope to see this strengthen their partnership with Soro Yiriwaso so that their stocks are not depleted.
View original language description ↓
Djiguiya est un regroupement de femmes du quartier Moussabougou de la ville de Koutiala qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 32 ans, sont mariées et mère d’au moins 2 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels les condiments les légumes, du sucre, de la bouillie e, etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur quatrième prêt de groupe. Mamine est un membre du groupe Djiguiya, première personne à droite, qui vend des condiments alimentaires.
Elle compte utiliser son prêt pour acheter, toutes sortes de condiments en gros. Elle se procure de ses condiments au grand marché de Koutiala. Elle vend ses condiments en détail et au comptant à la maison et au marché à une clientèle diverse, elle est très sollicitée.
Tandis que les autres membres du groupe Djiguiya comptent réaliser un bénéfice mensuel moyen de 123 750CFA chacune au cours de ce cycle Mme Mamine compte réaliser 135 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter son fond de commerce.
Elles souhaitent voir renforcée ce partenariat avec Soro Yiriwaso pour que les stocks ne soient pas rares.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 33
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 533.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD