They sell soap and cerealsand also make sounbala [traditional spicy seasoning] for sale.
With the goal of bolstering their working capital, the group members have joined Soro Yiriwaso and are now on their ninth solidarity loan.
Mrs. Korotoumou, standing in the middle, plans to use her loan to buy 20 boxes of soap. She stocks up locally and then sells out of her home and as a street vendor, to a customer base composed of both men and women. Thanks to this loan, Mrs. Korotoumou plans to achieve a monthly revenue of 50,000 West African francs, which will be used to reinvest in her business and cover some household expenses.
Elles font de la vente de savons, de céréales et de la fabrication et vente de Sounbala.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe intègrent Soro Yiriwaso et sont à leur 9ème cycle de prêt solidaire.
Madame Korotoumou, debout au milieu, compte utiliser son prêt pour acheter, 20 cartons de savon. Elle s’approvisionne sur place et ensuite fait ses ventes en ambulant et à domicile, à une clientèle composée d’hommes et de femmes. Madame Korotoumou compte réaliser avec ce prêt un bénéfice mensuel moyen de 50.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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