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Urulkan is 57 years old and raised two children. To provide a source of income for the family, she is involved in animal husbandry. The business, started in 1995 with an initial sum of 5,000 som (KGS), today contains one dairy cow and ten ewes. The earnings from the business helped Urulkan to open a small food store, and her monthly profit amounts to about 10,000 som (KGS). In order to further develop her business, Urulkan requested a loan in the amount of 47,000 som (KGS) from the "Bai-Tushum and Partners" company to buy sheep. She plans to invest the earnings into a continued expansion of her business by building a barn and also wants to repair her home.
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Урулкан 57 лет, воспитала 2 детей. Урулкан в качестве источника дохода для семьи занимается разведением скота. Начатое в 1995 году со стартовой суммы в 5,000 сом (KGS) хозяйство насчитывает на сегодня 1 дойную корову, 5 овцематок. Доходы от хозяйства помогли Урулкан открыть маленький ларек с продовольственными товарами, ежемесячная прибыль составляет около 10 ,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Урулкан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 47,000 сом (KGS) на покупку овец. Доходы Урулкан планирует вложить в дальнейшее увеличение хозяйства за счет постройки сарая, а также проведение ремонта дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Urulkan to purchase sheep.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 6, 2012
Currency Exchange Loss:
Feb 17, 2014