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Married with three children attending school, Tomas lives in his own home with his family and does not support anyone else.
He works as a military officer. With this loan, he wants to buy construction materials (cement, iron, sand, stone and similar) to continue the work on his home.
In the future, he wants to finish the work on his home and develop an agricultural-livestock business. He is committed to the repayment of the loan due, in order to be able to request future loans with Hluvuku.
His challenges are the lack of transportation and the high price of the construction materials.
View original language description ↓
Casado e pai de 3 filhos que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como oficial das forças armadas. Com este empréstimo pretende comprar material de construção (cimento, ferro, areia, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e desenvolver um negócio de agro-pecuária, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a falta de transporte e o elevado preço do material de construção.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Tomas to buy construction materials (cement, iron, sand, stone, and similar) to continue the work on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Aug 5, 2012
Currency Exchange Loss:
Oct 17, 2013