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Miguel is married and is the father of two daughters who go to school. He lives in his own home with his family and doesn't support anyone else besides them. He is a mason and is self-employed. With this loan, he hopes to buy construction materials (zinc sheets, doors, frames, windows, etc.) to continue work on his home.

In the future, he hopes to finish his home and to grow in his career as a mason. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenges are financial difficulties and improving his family's living conditions.
View original language description ↓
Casado e pai de 2 filhas que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É pedreiro e trabalha por conta própria. Com este empréstimo pretende comprar material de construção (chapas de zinco, portas, aros, janelas, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e poder crescer na sua careira de pedreiro, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a dificuldades financeiras e melhorar as condições de vida da sua família.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 134
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $550 helped Miguel to buy construction materials (zinc sheets, doors, frames, windows, etc.) to continue work on his home.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 4, 2012
Currency Exchange Loss:
Oct 17, 2013