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Benkadi 4 Group
In this Group: Bintou , Mariam , Kia , Adiarra , Tassiny , Sinata , Awa Kalifa , Mariam
The members of the group BENKADI 4 are married women averaging 33 years of age and six children. They all live in polygamous families in Loutana, a village in SIKASSO (3rd administrative region of the Republic of Mali). The women are collaborating with the microfinance institution Soro Yiriwaso to carry out their farm work during the rainy season. They are on their second loan with the institution. The past loan was indeed paid back.

The crop grown is sorghum, as is the case with ADIARRA, who is seated first from the left in the photo. With her loan, she intends to purchase fertilizer and to pay for plowing to maintain 1.5 hectares. After the harvest, the produce is sold in the village and at the SIKASSO market to a customer base composed of men and women.

ADIARRA plans on making an average profit of 180,000 francs CFA per planting. This loan will enable her to repay her loan and also to help out her husband in covering day-to-day expenses.
View original language description ↓
Les membres du groupe BENKADI 4 sont des femmes mariées ayant une moyenne d’âge de 33 ans, 6 enfants et vivant toutes dans des familles polygames à Loutana, un des villages de SIKASSO, 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur deuxième prêt avec l’institution, le prêts passé a été bien remboursé.
La spéculation cultivée est le sorgho avec ADIARRA assise en première position à partir de la gauche vers la droite.
Avec son prêt, elle compte acheter les engrais et payer les frais de labours pour entretenir 1,5 hectare.
La production est vendue au niveau du village et au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 180.000 FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 1
    View loans »
    Mali Loans Fundraising
  • $11,596,050
    Funds lent in using Kiva
  • 533.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 4 Group's $625 loan helped a member to purchase fertilizer and to pay for plowing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 9, 2012
Sep 1, 2012
Currency Exchange Loss:
Apr 17, 2013