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Update on Kadzo

Kadzo is a person of integrity who has shown much interest in venturing in business. Kadzo has already taken two loans from Yehu. She was able to fully repay her first loan and she is about to finish repaying her second loan. She is a responsible person who has good credit reference. Her aim is to have several businesses so as to improve the living standard of her family.

Kadzo is taking out another loan so as to invest it in her current business. With this loan, she will be able to purchase more shoes to sell, thereby increasing her income. She is really grateful to both Kiva and Yehu for the financial support given.

Previous Loan Details

Kadzo is a married woman with five children, all of whom attend school. She lives in a rented house that neither has electricity nor piped water. Her greatest monthly expense is school fees. For the past two years, she has operated a business selling shoes at the market to her neighbours and p... More from Kadzo's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 609
    View loans »
    Kenya Loans Fundraising
  • $44,775,100
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Kadzo buy shoes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Aug 6, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Kadzo. It was first posted on Kiva on Jul, 2011. Learn More