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Johana
Johana is 24 years old and lives with her parents and two brothers in the house that her mother bought eight years ago.

For the past two years Johana has been selling cosmetics by catalog at the university where she is studying. Her principal customers are her fellow students and friends who come to her house. She offers her products on credit and then collects in installments. She has noted that this job has advantages because it enables her to study. Consequently she has proposed increasing her sales. She is now very close to graduating as an engineer in the food industry and is very grateful to have her business since it allowed her to pay for her studies.

She belongs to the “Mujeres Unidas” Communal Bank and this is her fifth loan from MFP. She is satisfied with its work since thanks to these loans she can expand her merchandise. This time Johana will invest in the purchase of more beauty products for her customers since they have already placed orders for perfume, creams and jewelry.
View original language description ↓
Johana tiene 24 años, vive con sus padres y sus dos hermanos, en la casa que compró su madre hace 8 años.
Ella, desde hace 2 años, vende cosméticos por catalogo en la universidad donde estudia, sus principales clientes son sus compañero de estudio y amistades que vienen a su casa. Ofrece sus productos al crédito para después cobrarles por partes. Ha notado que tiene ventajas esta actividad porque le permite estudiar, es por eso que se ha propuesto incrementar sus ventas. Ya le falta muy poco para graduarse como ingeniera en Industrias alimentarias, se siente muy agradecida con su negocio, pues le permitió pagar sus estudios.

Ella pertenece al grupo solidario “Mujeres unidas” y este es su quinto crédito con MFP. Se siente satisfecha de su labor, pues gracias a estos préstamos puede incrementar su mercadería.
Esta vez, Johana invertirá en la compra de más productos de belleza para los clientes que ya le hicieron pedidos de perfumes, cremas y joyas.

About Peru

  • $6,715
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $56,130,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Johana to buy more beauty products for her customers since they have already placed orders for perfume, creams and jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 9, 2012
Listed
Aug 11, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013