Karina lives with her partner, she is 25 years old and has one child. Karina has some land together with her parents in the Huanta province where she cultivates avocado pears. She also purchases these from other local producers. She sells her produce at the groceries market in Lima. Karina also sells clothes on credit terms to workers from institutions.
Then there is Suly, who is separated, is 24 years old and has a three-year-old daughter. Suly sells grain wholesale and also in small quantities at the Nery García market.
While Catalina is married, she is 49 years old with 6 children. Catalina travels to the market where she sells clothes, and also works Mondays to Fridays as a street trader, selling 'chicha' (a corn liquor).
Karina, Suly and Catalina need a combined loan of $875, which will be invested in the purchase of avocado pears, wheat, barley, corn, skirts, aprons and sweaters.
Karina, Suly and Catalina have three dreams: that their children have the chance to study, to be wholesalers, and that their businesses grow and prosper.
Translated from [Spanish] by [Lisa Ritchie], Kiva Volunteer.
Karina, Suly y Catalina pertenecen al Banco Comunal Perla hace 6 meses, 1 año, 1 año respectivamente.
Karina es conviviente, tiene 25 años y 1 hijo, Karina junto a sus padres tienen tierras en la provincia D. Huanta donD. produce paltas y también compra paltas D. los productores D. su zona, sus ventas lo realiza en la ciudad D. Lima a los mercados D. abastos. Además Karina venD. ropa a crédito a trabajadores D. instituciones.
Por otro lado Suly es separada, tiene 24 años y 1 hija D. 3 años, Suly venD. cereales al por mayor y menor en un puesto del mercado Nery García.
Mientras que Catalina es casada, tiene 49 años y 6 hijos, Catalina viaja a las ferias donD. venD. ropa. Además Catalina venD. chicha D. lunes a viernes D. manera ambulatoria.
Karina, Suly y Catalina necesitan préstamos D. 600 soles, 1200 soles, 450 soles, dinero que será invertido en la compra D. palta, trigo, cebada, maíz, falda, mandiles y chompas.
Los sueños D. Karina, Suly y Catalina son que sus hijos estudien, ser mayorista y su negocio prospere.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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