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Semuel is a 45 year old man and is married to Susana, a 45 year old woman. Semuel has been blessed with four children: Darius, 22 and married; Desi, 18, and attending senior high school grade 3; Jimawati, 15, and Marice, 13, both attending junior high school grade 3 and 2, respectively.

Semuel is a fishmonger, selling fish around his residence. Semuel has to walk daily about 10 km to reach the market, but sometimes he uses a motor taxi.

Semuel really wants to improve his daily income as he realized that his children will need more money for their educational fees. The situation led Semuel to request a loan from TLM amounting to IDR 5,000,000. He plans to use the loan to buy more fish and vegetables to be sold by his wife.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,304,950
    Funds lent in using Kiva
  • 9,450.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Semuel to buy more fish and vegetables to be resold by his wife.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Jul 31, 2012
Currency Exchange Loss:
Feb 19, 2014