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Heang's Group
In this Group: Heang, Chantha
Residing in a rural village of the Kror kor district of the Pursat province, Cambodia, Heang is 32 years old and married. She has two children (one daughter and one son) to take care of. To make a living, she has been in rice farming for ten years while her husband is a palm sugar maker and sometimes works as a paid worker. Together, they can earn about KHR 15,000 per day and manage to save about KHR 10,000 each day. Heang’s group consists of two members. She received her first loan with VisionFund one cycle ago and completely paid back her past loan. Heang successfully used the loan to better support her family's living. Now she is leading her group to request a new loan of KHR 300,000 each. As the leader, she will use her portion to buy a firewood-cutting machine to support the palm sugar producing business. With this loan, she hopes to earn more income so as to live with a better lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,072.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heang's Group's $150 loan helped a member to buy a firewood cutting machine to support the sugar palm producing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2012
Jul 31, 2012
Currency Exchange Loss:
Jul 17, 2013