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Abel, 29, lives with his common-law wife and children. He grows corn and beans, and has been working several years in agriculture, having gained much experience. He is proud because he always does an excellent job with his crops to obtain the best harvests. The land he cultivates is very fertile and in a good location. He sells produce to all the villages around the community and has many fixed customers because they know that everything he sells is top quality with good prices. His customer service is unique and he always gives the customers what they demand.

Abel is an admirable man, a very responsible worker, but he is especially determined. He loves his work and makes every effort to be successful. During this crop season he wants to increase production so he can increase his profit. Therefore he is requesting a loan through INTEGRAL to buy corn and bean seeds, fertilizer, tools, etc. Abel has good payment records from those who know him, so he is sure to be able to pay back the loan while giving his family the quality of life it deserves.
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Abel de veintinueve años de edad vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia, se siente orgulloso porque siempre realiza un trabajo excelente en sus siembras y obtiene las mejores cosechas, el terreno donde cultivan es de gran incidencia agrícola y se encuentra en un lugar, vende el producto en todos los alrededores de la comunidad y tiene mucha clientela fija pues todo lo que comercia es de primera calidad y a precios accesibles además el servicio es único siempre se encuentra a la orden del cliente; Abel es un hombre admirable, trabajador muy responsable pero sobre todo luchador, ama su trabajo por eso se esfuerza para llegar al éxito, en esta época de cosecha quiere aumentar la producción para así aumentar sus ganancias por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, herramientas, etc. Abel tiene buenas referencias de pago por parte de sus conocidos, por lo que asegura tener la capacidad de cancelar la deuda y a la vez ofrecerle a su familia la calidad de vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 691
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Abel to buy corn and bean seeds, fertilizer and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2012
Aug 11, 2012
Currency Exchange Loss:
Apr 18, 2013