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Señor De La Vara Group
In this Group: Benedicta, Flavia, Aurelia, Yessica, Rosa, Basilia, Claudia, Rosa, Yeny, Bernardina, Victoria, Victoria, Thaysy Malena, Liz Dania, Narcisa
The communal bank member Benedicta is 46 years. She lives in a free union relationship, from which she has four children. She now lives in the beautiful province of Calca in the department of Cusco. Her principal business activity is raising hens, chickens, and guinea pigs. She has had this business for a number of years, and it is going very well for her. In addition, Benedicta also sells basic food products such as rice, sugar, milk and other items. She has a little grocery store where she stocks her merchandise. Benedicta now needs the loan to buy sacks of rice and sugar. (Communal bank member Benedicta is raising her hand in the photograph.)

This group consists of neighbors and friends who formed the communal bank "Señor de la Vara" in the province of Calca in the department of Cusco. It is made up of people who at every moment seek opportunities to advance and with their daily effort to give a better future to their children. The members' business activities are, for example, selling clothing, raising chickens, selling vegetables, and selling groceries, and others offer services such as transportation and cellular phone calls.

The members in general appreciate the opportunity offered them and promise to make their various payments according to the established schedules. (The people who appear in the lower part of the photograph arrived late for the meeting of the communal bank).

Cusco is located in the district and province of Cusco in the department of Cusco, in the heart of the old city of the Incas. It is characterized by being a tourist zone because of its archaeological centers, its historic center, its landscapes, and its history, and for being an enchanting city in the southern region of the country. Cusco is also known for its traditional celebration of Inti Raymi and for one of the seven wonders of the world, Machu Picchu.
View original language description ↓
La socia Benedicta tiene 46 años y tiene una relación de unión libre de la cual tiene cuatro hijos. Actualmente, ella vive en la hermosa provincia de Calca del departamento del Cusco. Su actividad económica principal de socia Benedicta es la crianza de gallinas, pollos y cuyes. Ya son varios años que se dedica a este negocio y le va muy bien. Además, Benedicta también se dedica a la venta de productos de primera necesidad como arroz, azúcar, fideos, leche y otras cosas más. Ella tiene una pequeña tienda de abarrotes donde tiene mercadería surtida. En esta oportunidad Benedicta requiere el préstamo para comprar sacos de arroz y sacos de azúcar. (Las socia Benedicta está levantando la mano en la fotografía).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “Señor de la Vara” en la provincia de Calca del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; venta de ropa, crianza de pollos, venta de verduras, venta de abarrotes y otros brindan servicio de transportes y llamadas a celulares y

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos. (Las personas que aperecen en la parte inferior de la fotografía llegaron tarde a la reunión del banco comunal).

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De La Vara Group's $4,900 loan helped a member to buy sacks of rice and sugar.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2012
Listed
Aug 10, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013