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Douglas Alberto
Douglas Alberto is thirty-five years old and lives with his life partner and three children in their own house. He earns his living growing corn. From a very young age he has worked in agriculture and he has a lot of experience which helps him to improve day by day in his work and to obtain good harvests. The crop land is good for sowing and has fertile soil. He sells everything he produces in the outskirts of the community and already has many customers since people prefer to buy from him because he sells everything they need, at accessible prices and provides good customer service.

Douglas is an enterprising and determined man and is always motivated to move forward. For him the most important thing is his family, for which he fights to succeed.  

During the last crop season he incurred some losses and he lost income. For this reason during this harvest he wants to make the most of it and increase production but he needs capital and for this reason he is asking INTEGRAL for a loan which will allow him to buy corn seeds, insecticide, herbicide, manure etc. Douglas Alberto has good payment references and promises that he will be able to pay back the debt and has faith that he will be able to provide his family with good living conditions.
View original language description ↓
Douglas Alberto de treinta y cinco años de edad vive junto a su compañera de vida y sus tres hijos en casa propia, él se dedica al cultivo de maíz, desde joven se ha trabajado en la agricultura y tiene mucha experiencia que le ayuda a mejorar día con día su labor y al mismo tiempo obtener buenas cosechas, el terreno de cultivo es apto para la siembra y tiene suelo fértil, todo lo producido lo vende en los alrededores de la comunidad y ya tiene mucha clientela pues las personas lo prefieren porque siempre tiene lo que necesitan a precios realmente accesibles además con un buen servicio; Douglas es un hombre emprendedor, decidido y siempre esta motivado a salir adelante, para él lo mas importante es su grupo familiar por eso lucha por alcanzar el éxito, en la ultima temporada de siembra tuvo algunas perdidas y perdió las ganancias, por eso en esta cosecha quiere aprovechar y aumentar su producción pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, insecticida, herbicida, abono, etc. Douglas Alberto tiene buenas referencias de pago y asegura q podrá cancelar la deuda y además tiene fe que podrá darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $24,200,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Douglas Alberto corn seeds, insecticide, herbicide and fertilizer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 16, 2012
Listed
Aug 10, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2013