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Carlos
Carlos is 56 years old and lives in his own house, together with his life partner and children. He has worked in agriculture for many years. His main crops are corn and sorghum. Year after year, he repeats this activity, because that's the way he has learned to earn a living.

Carlos is a very hardworking, responsible person with a lot of experience in his work. He lives in very humble conditions with his family, and that situation serves as an incentive for him to keep struggling and giving his best; that's how he will manage to provide his family with a better quality of life. He works very hard to bring bread home every day since he has no other source of income besides agriculture. It's for that reason that he has decided to request a new loan from INTEGRAL to invest in the purchase of fertilizer, seeds, and more, since this is the season for sowing different grains.

With great trust in God and in his work, Carlos hopes to have an abundant harvest that he can sell, earning income to cover household necessities so that he can realize his dream of giving his family a better quality of life.
View original language description ↓

Carlos tiene 56 años de edad y habita en casa de su propiedad junto con su compañera de vida e hijos. Él se dedica a la agricultura desde hace muchos años. Sus principales cultivos son el maíz y maicillo. Año con año repite esta actividad ya que es la forma que aprendió para ganarse la vida. Carlos es una persona muy trabajadora, responsable y con mucha experiencia en sus labores. Vive en condiciones muy humildes junto con su familia y esta situación le sirve de incentivo para continuar luchando y dando lo mejor de si y de esta manera lograra dar a su familia una mejor calidad de vida. Trabaja muy duro para llevar el pan de cada día a su hogar ya que no cuenta con otra fuente de ingresos diferente a la agricultura. Es por esta razón que ha tomado la decisión de solicitar un nuevo préstamo a INTEGRAL para invertir en la compra del abono, semillas, fertilizantes entre otros, ya que es la época para realizar la siembra de los diferentes granos. Con mucha confianza en Dios y en su trabajo espera tener una cosecha abundante la cual pueda vender y conseguir ingresos para solventar las necesidades de su hogar, con esto espera cumplir su sueño de dar a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Carlos to purchase fertilizer, seeds, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 10, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013