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Rosa Elvires
Rosa, 26, lives with her 30-year-old husband and their 3 children in their own home. Through much effort, Rosa's 3 children are studying at a school near her house. She is a hardworking, honest, and sincere homemaker. Rosa plants basic grains such as beans, rice, and so forth. When harvest season is over, she also takes temporary jobs with her husband, such as working for others to harvest sugar cane, and washing and ironing for others so that there is always food on the table.

Rosa feels she should increase her harvest, since she has a manzana of land around her house. This is a large area to plant; therefore, she came to INTEGRAL to request help to buy agricultural supplies such as seeds, fertilizer, and pesticides. She will then be able to increase her harvests and sell them to cover her household expenses. She is grateful for the help offered to her and expects to pay off her debt early.
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Rosa Elvires, de 26 años de edad vive junto a su esposo de 30 años y 3 hijos en casa propia. Con mucho esfuerzo los 3 pequeños de Rosa están estudiando en la escuela cerca de su vivienda. Es ama de casa y se caracteriza por ser; una mujer muy trabajadora, honesta y sincera. Rosa se dedica a la agricultura de granos básicos es decir siembra frijoles y arroz. Y cuando no hay tiempo de cosecha realiza trabajos temporalmente con su esposo, como participar en la corta de caña de azúcar, lavar o planchar para otras personas a fin de nunca falte de comer en su casa. Rosa siente que necesita incrementar sus cosechas ya que tiene un terreno de una manzana ubicado en su casa, es mucho espacio y no tiene las posibilidades de sembrar en el, es por eso que se acercó a INTEGRAL para solicitar la ayuda y poder comprar insumos agrícolas como lo son: semillas, abonos y venenos para plagas. Y así ella podrá incrementar más sus cosechas y éstas poderlas vender para lograr cubrir las necesidades que posee, agradece la ayuda que le brindara y espera solventar la deuda adquirida antes de tiempo

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 469
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Rosa Elvires to buy agricultural supplies: seeds, fertilizer, and pesticides.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 14, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013