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Maria Bersabe

Update on Maria Bersabe

María needs to improve the business which is why she’s calling on a loan that will make it possible for her to buy beams and notebooks to improve and repair the business. She will invest the rest of it in merchandise for the business like achiote [annatto], cumin and mustard, among others. She’s also selling hair clips, shampoo and other merchandise alternating days for her businesses.

She was able to make a good business investment with her previous loan. To date, she’s managed to maintain her sales level while generating what’s necessary for her family’s support. She is very grateful because she considers that she’s been improving thanks to these loans.
View original language description ↓
María, tiene la necesidad de mejorar el negocio, por eso recurre a un préstamo que le permitan cubrir la compra de tablones y carpetas para mejorar y reparar el negocio, y lo demás lo invertirán en mercaderia para el negocio como achiote, cominos, mostaza entre otros, ademas esta vendiendo prendedores, shampoo, y otras mercaderias, alternandose un dia por medio para sus negocios..
Con el préstamo anterior logró realizar una buena inversión al negocio, hasta el momento ha logrado mantener sus niveles de venta y asimismo generar a su familia lo necesario para el sustento, está muy agradecida ya que considera que a través de estos préstamos estará mejorando.

Previous Loan Details

María lives with her husband. She has her own house, and sells spices (condiments), such as achiote (annatto seeds), pepper, and cumin in the municipal market. She wants to diversify her business, and that's why she is applying for another loan, to help her buy spices such as pepper, cumin,… More from Maria Bersabe's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 617
    View loans »
    El Salvador Loans Fundraising
  • $22,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maria Bersabe to buy beams, notebooks, achiote, cumin, mustard.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 13, 2012
Listed
Aug 10, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013