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Fabián, 47 years old, lives with his wife and their children in their own home. He works cultivating corn, and has 11 years of agricultural experience which allows him to always obtain the best harvests. The land that he cultivates is located in an agricultural zone close to where he lives. He sells in the areas surrounding his community, and has many clients as people know he sells high quality products at reasonable prices, and that his service is very friendly.

Fabián is a very dedicated and hardworking man, always looking for opportunities that will lead him to a more prosperous future. He would like to be succesful and is not going to give up until achieving success. In this planting season he would like to increase his crop production, but he needs to invest in order to do so. As a result, he is asking Apoyo Integral for a loan that will enable him to buy corn seeds, fertilizer, insecticide and tools among other things. Fabián has good credit references and has assured us that he will be able to repay his debt, all the while working towards providing a better life for his family.
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Fabián de cuarenta y siete años de edad vive junto a su compañera de vida y sus hijos en casa propia. Él se dedica al cultivo de maíz, tiene once años de experiencia en la agricultura y eso le ha colaborado para obtener siempre las mejores cosechas, el terreno de cultivo esta ubicado en una zona de incidencia agrícola y esta cercano a su vivienda, comercia en los alrededores de la comunidad y ya tiene mucha clientela pues las personas lo prefieren porque siempre tiene lo que necesitan a precios accesibles y con producto de calidad además su servicio es característico por su gran amabilidad, Fabián es un hombre decidido, muy trabajador buscando siempre oportunidades que le den paso a un futuro mas prospero, quiere alcanzar el éxito y no piensa rendirse hasta lograrlo, en esta temporada de siembra quiere aumentar la producción pero necesita invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, abono, insecticida, herramienta, etc. Fabián tiene buenas referencias de pago y asegura poder saldar la deuda y al mismo tiempo darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 750
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Fabian to buy corn seeds, fertilizer, insecticide and tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2012
Aug 10, 2012
Currency Exchange Loss:
Sep 17, 2013