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José Eduardo
José Eduardo, age 44, lives with his life partner and their children in his own house. He grows corn and beans. He has several years of valuable experience farming. This allows him to get the best harvests with each planting.

The land that he sows is very accessible and has fertile soil. It is also close to his home, which is favorable for production. He sells in all of the areas close to his community. He has a lot of customers, and they prefer him because they are satisfied with the quality of his products, the good prices, and, above all, the excellent service.

José is an exceptional man. He is known for his great perseverance and his love for work. His biggest goal is to be successful, and he is putting forth great effort to do that.

During this planting season he had some losses that he wants to recuperate. However, he needs to buy supplies. That is why he is requesting a loan from Integral. The loan will allow him to buy corn and bean seeds, fertilizer, insecticide, and tools, etc. José Eduardo has good payment references and high moral character. He affirms that he will repay the loan, and he will give his family a full life.
View original language description ↓
José Eduardo de cuarenta y cuatro años de edad vive junto a su compañera de vida y sus hijos en casa propia. Él se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y se ha hecho de experiencia muy valiosa que le permite obtener en cada siembra las mejores cosechas, el terreno de cultivo es muy accesible y con suelo fértil además esta cerca de su residencia lo cual es favorable para la producción, comercia en las zonas aledañas a la comunidad y tiene mucha clientela que lo prefieren porque siempre quedan satisfechas con la calidad de producto, buenos precios pero sobre todo un excelente servicio; José es un hombre inigualable se caracteriza por su gran perseverancia y amor al trabajo, su mas grande meta es alcanzar el éxito y esta esforzándose mucho para lograrlo, en la época de siembra anterior tuvo algunas perdidas y quiere recuperarse pero necesita comprar insumos por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, insecticida, herramienta etc. José Eduardo tiene buenas referencias de crédito y tiene una moral intachable asegura cancelar la deuda y a la vez le ofrece a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 676
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Eduardo to buy corn and bean seeds, fertilizer, insecticide, and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 30, 2012
Listed
Aug 10, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013