María Edis is 46 years old and lives with her two children. She cultivates corn and sells rice. She has several years of running this business and has gained a lot of experience in this area, which has allowed her to obtain valuable results from her harvests. Her fields are easily accessible and near to the highway and it has fertile soil good for planting. She conducts business in all the zones close to her community and has many clients who prefer her because she has what they need at reasonable prices as well as having an unequaled service. María is dedicated to her work, motivated and decisive, but above all, responsible. Her most valuable treasures are her family and her work, which is why she always strives for success. In her last harvest she experienced losses last year because of the bad weather but now is the time for sowing and she wants to recover and increase her production but she needs the capital to back her up. It is because of this she is asking for a loan from INTEGRAL, which will allow her to purchase corn seeds, rice, herbicide, insecticide and fertilizer, etc. María Edis has good references in regard to her payments and her moral character assures she will pay back her debt in the required amount of time while at the same time providing her family with a sense of economic stability.
María Edis de cuarenta y seis años de edad vive junto a sus dos hijos, ella se dedica al cultivo de maíz y a la venta de arroz, tiene varios años de manejar este negocio y se ha hecho de mucha experiencia en el rubro que le permite obtener resultados valiosos en sus cosechas, el terreno de cultivo tiene buen acceso, cercano a la carretera y es un suelo fértil para la siembra, comercia en todas las zonas cercanas a la comunidad y tiene muchos clientes que la prefieren porque siempre tiene lo que necesitan a precios accesibles además se caracteriza por un servicio inigualable; María es una mujer dedicada a su labor, motivada, decidida pero sobre todo responsable, sus tesoros mas valiosos son su familia y el trabajo por eso siempre se esfuerza por alcanzar el éxito, en la ultima cosecha tuvo perdidas debido al mal clima y ahora en esta época de siembra quiere recuperarse y aumentar la producción pero necesita de capital que la respalde por eso se decidió a solicitarle a INTEGRAL un crédito que le permita comprar semilla de maíz, arroz, herbicida, insecticida, abono, etc. María Edis tiene buenas referencias de pago y buena moral asegura cancelar la deuda en el periodo establecido y a la vez llevar a su hogar seguridad económica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.