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German Enrique

Update on German Enrique

German Enrique, 34, lives with his wife, children and in-laws in the Ecuadorean canton of Ventanas.

The LUCHANDO POR UNA MISMA CAUSA community bank is in Recinto La Primavera, a rural town in Ventanas. The members operate farming businesses, growing maize and rice.

German grows maize, rice and beans. He buys what he needs in Ventanas. He is applying for a loan that he will use to buy supplies--urea, insecticides, fertilizers, etc.--for his next maize and rice crop.

The investment will provide the support he needs to earn a decent living. For the future, he wants to build a more comfortable house for his family.

German likes sports and, most especially, football.
View original language description ↓
German Enrique tiene 34 años, Es casado vive con los suegros, la esposa y los hijos, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. LUCHANDO POR UNA MISMA CAUSA, se encuentra ubicada en el en el Recinto La primavera, perteneciente al Canton Ventans, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

German se dedica a la agricultura a la siembra de maíz, arroz y frejol. Las compras lo hace en Ventanas. Solicita el crédito para sembrar maíz y arroz, compra de insumos, urea, insecticidas y fertilizantes para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. El sueño es construir una casa mas grande por la familia necesita estar mas comoda.

Le gusta hacer deporte en especial futbool.

Previous Loan Details

German Enrique is 33 years old. He is married and lives with his in-laws, his wife and his children in Ventanas canton, in Los Ríos province. The 'Luchando por una Misma Causa' community bank is located in La Primavera, in Ventanas canton. The members of this community bank work in short-cy... More from German Enrique's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped German Enrique to buy supplies for his farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2012
Aug 9, 2012
Currency Exchange Loss:
Feb 15, 2013