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Santos
Santos is fifty-four years old and lives together with his family. He grows corn for a living, in addition to selling cattle and pigs. He has been working on this for a lot of years now, so he has gained enough experience that allows him to always get the best harvests and get the best sale of his cattle. The land he cultivates is very adequate for the sowing. He sells in all the nearby areas and has a lot of customers that prefer to buy from him because his product is always of high quality, at affordable prices and he provides an excellent service. Santos is a hard-working man, very well known in his community, he is noted for his responsibility and his drive to get ahead. His biggest secret is his perseverance and the love he feels for the work he does. He is sure that is the only way to achieve success. Last season he got losses from the harvest and this season he wants to recover but he doesn't have enough capital to buy supplies, reason why he decided to request Integral for a loan that will allow him to buy corn seeds, herbicides, insecticides and fertilizers, among others. Santos has good payment references, which is why he assures he will be able to repay the loan in the established period, while at the same time offering his family the quality of life they deserve.
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Santos de cincuenta y cuatro años de edad vive junto a su familia, él se dedica al cultivo de maíz y además a la venta de ganado bobino y cerdo, tiene ya muchos años de trabajar en el rubro por lo que ha ganado suficiente experiencia que le permite obtener siempre las mejores cosechas y obtener la mejor venta con su ganado, el terreno donde cultiva es muy adecuado para la siembra, comercia en todas las zonas aledañas y ya tiene mucha clientela que la prefiere porque siempre su producto es de primera calidad y a precios accesibles pero sobre todo con un excelente servicio; Santos es un hombre trabajador, muy conocido en su comunidad, se caracteriza por su responsabilidad y por su motivación por salir adelante, su mas grande secreto es la constancia y el amor a su labor esta seguro que solo así alcanzara el triunfo; en la temporada pasada obtuvo perdidas de la cosecha y en esta época de siembra desea recuperarse pero no del suficiente capital para la compra de insumos por eso se decidió a solicitarle a INTEGRAL un crédito que le permita comprar semilla de maíz, herbicidas, insecticida, abono entre otros. Santos tiene buenas referencias de pago por lo que asegura que podrá cancelar la deuda en el periodo establecido y a la vez ofrecerle a su familia la calidad de vida que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 648
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Santos to buy corn seeds, herbicides, insecticides and fertilizers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 11, 2012
Listed
Aug 9, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013