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Barbara Hilda

Update on Barbara Hilda

Member Barbara continues with her business, a grocery store. She is very well-organized and works hard. She has been in business for seven years already, and it is going very well thanks to the effort she puts into it. This business is providing Barbara with the financial means to provide for her family. This time, she wants to invest her loan in the purchase of essential goods, such as sacks of rice, pasta, cans of milk, and also sodas and soft drinks.
View original language description ↓
La socia Barbara continua con su negocio de la tienda de abarrotes, la socia se organiza muy bien y trabaja mucho. Ya son 7 años que se dedica a este negocio y va muy bien gracias al empeño que pone en su negocio. La socia Barbara por este medio económica saca adelante a su familia. La socia en esta ocasión desea invertir el préstamo en la compra de productos de primera necesidad como sacos de arroz, sacos de azúcar, fideos, tarros de leche y también gaseosas y refrescos.

Previous Loan Details

Barbara Hilda is a member of the “Ricchary Cusco” community bank which is located in Cusco district, in the province and department of the same name. Barbara Hilda is 43 years old. She is single and has 2 children. She divides her time between her daily activities and her business which is a... More from Barbara Hilda's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Barbara Hilda to buy sacks of rice, pasta, cans of milk, and also sodas and soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 9, 2012
Currency Exchange Loss:
Dec 15, 2012