The members are engaged in a variety of businesses, including:
- Selling cosmetics, purses, vegetables
- Selling roasted and toasted peanuts
- Making baby clothes
- Preparation of accounting documents
- A beauty salon
- An internet cafe
- A chauffeur business
The loan will benefit these small business owners, one of whom is Victoriana. She reports that she joined Pro Mujer three years ago, joining a group that one of her friends was in. Currently she has a business making baby clothes, using a knitting machine. She says that she learned this business from her mother over the course of several years and supported her mother in her business. Eventually her mother passed the business down to her.
The loan she is seeking is to buy wool. She will buy this wool at the border of Bolivia and Peru. After she makes the clothing she will sell it to retailers. This form of work allows her to earn income to support her family; she is single and has a son.
When she was asked what she likes about Pro Mujer, she responded that she likes the attention and the training in the areas of health and finance.
Note: for personal reasons, neither Sonia nor Santos appear in the photo.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Victoriana es una integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por necesidad a un grupo de una de sus amigas en la institución. En la actualidad ella tiene un negocio de tejido de ajuares de bebe a máquina; cuenta que este emprendimiento fue de su madre hace varios años, donde ella apoyaba a realizarlo, posteriormente su madre le heredó este emprendimiento.
El crédito que ahora sacará es para la compra de materia prima (compra de lana) mismo que comprarán de la frontera de Bolivia – Perú y posteriormente a la elaboración lo comercializa a las galerías a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene un hijo.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta la atención y las capacitaciones en salud y crédito.
En la fotografía no esta presente la señora Sonia ni el señor Santos ambos por motivos personales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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