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Damaris Marbeli

Update on Damaris Marbeli

Damaris lives in the municipality of Ticuantepe. She and her family strive daily to get ahead and have better living conditions. With this new loan Damaris will buy some of the building materials and supplies needed to finish her house. She will buy concrete blocks, rebar, cement, sand, gravel, straps, metal sheets and purlines.

Damaris works as a teacher at a school and her problem is being unable to gather all the money she needs at one time to build her house. Thanks to Afodenic and Kiva funds for helping her reach her and her children’s’ dream.
View original language description ↓
La señora Damaris habita en el Municipio de Ticuantepe, ella junto a su familia se esfuerzan mucho dia a dia para salir adelante y tener mejores condiciones de vida, con este nuevo prestamo doña Damaris comprara parte de Materiales de Construccion para terminar su casa: Comprara Bloques, Hierro, Cemento, Arena, Piedrin, Estrivos, Laminas de Zinc y Perlines, Damaris Labora como Docente en un centro educativo y su dificultad es no recoger de una sola vez el dinero necesario para contruir su casa, Gracias a Afodenic y Fondo Kiva por ayudarla a cumplir su sueño y el de sus hijos.

Previous Loan Details

Mrs. Damaris Marbellí Ramos Téllez, 41, lives in the town of Ticuantepe’s Buenos Aires neighborhood with her husband who helps with household expenses. They have three children. Her future plans are to finish building her house. Damaris works as a Teacher at a local school. The greatest… More from Damaris Marbeli's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $23,427,950
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Damaris Marbeli to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 9, 2012
Currency Exchange Loss:
May 17, 2013