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Arian is twenty years old and single. He lives in Kosovo with his entire family in a small village. To earn a living and help his family, he works in construction.

Arian’s family has had a longstanding problem with its toilet. For a long time they have also had a problem with their water heater and other basic things. The money he generates through his work is not enough to pay for repairing the toilet.

Arian is requesting a 1000 EUR loan from KosInvest to buy a water heater and spare parts for the toilet. He and his family thank KosInvest lenders for their help and for helping them improve the family’s living conditions.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 19
    View loans »
    Kosovo Loans Fundraising
  • $1,852,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Arian to buy a water heater and spare parts for the toilet.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Jul 31, 2012
Currency Exchange Loss:
May 17, 2013